About Us
Who We Serve, What We Stand For
The Pension Transitional Arrangement Directorate (PTAD) is a wholly treasury-funded extra-ministerial agency under the Federal Ministry of Finance, established in August 2013 in compliance with the Pension Reform Act (PRA) of 2004 (amended in 2014). PTAD is responsible for managing pensions under the Defined Benefit Scheme (DBS) for federal public service retirees who did not transition to the Contributory Pension Scheme (CPS).
Mission
To deliver efficient and transparent pension services by leveraging technology, strengthening capacity, and building strong partnerships to enhance stakeholder trust and social impact.
Vision
To be a trusted, technology-driven institution delivering sustainable pension and welfare services.
PTAD…committed to DBS Pensioners’ welfare.
Our Focus for
2026 – 2030
Four priorities shape how the Directorate will deliver on its mandate over the next five years.
Drive Digital Transformation & Adoption
Deepen the automation of verification, computation, payment and complaints resolution, and drive pensioner adoption of PTAD’s digital channels.
Strengthen Work Environment
Build institutional capacity through staff development, improved facilities and a culture that supports high performance and service excellence.
Enhance Stakeholder Management & Advocacy
Engage pensioners, unions, government and the public consistently and transparently to strengthen trust in the Defined Benefit Scheme.
Bolster Partnerships for Social Impact
Forge partnerships that extend welfare, health and support services to Defined Benefit Scheme pensioners beyond pension payment alone.
Highlights of Our
Progress
A quick look at the key milestones and accomplishments that reflect our growth, dedication, and impact over time.
The Pension Transitional Arrangement Directorate (PTAD) was established in 2013 in compliance with the provisions of the repealed Pension Reform Act (PRA) of 2004 section 30(2), now re-enacted in the Pension Reform Act (PRA) 2014 Section (42) to consolidate and manage pensions under the Defined Benefits Scheme (DBS) for pensioners who retired on or before 30th of June 2007 and did not transit to the Contributory Pension Scheme.
Before PTAD's establishment and the commencement of operations in August 2013, the DBS administration under the old pension offices faced overwhelming challenges. These challenges were an accumulation of several negative incidents and inactions on the part of the old pension offices that resulted in the absence of a comprehensive database of pensioners, reports of ghost beneficiaries, allegations of pervasive fraud, administrative bottlenecks in accessing pension services, poor funding of pension liabilities, as well as poor delivery of service to pensioners.
For many years, these challenges led to huge losses in government funds and ultimately denied many pensioners their pension benefits for decades. For some unfortunate pensioners, the pursuit of the payment of their entitlements cost them their lives.
PTAD's operations and service delivery model was therefore designed to reform the marred history of pension administration in Nigeria, and to improve the provision of pension services to pensioners; some of whom are among the oldest retired government workers.
Accordingly, since inception, PTAD has reformed and revolutionized pension administration using technology. It has embarked on service innovations that have been proactive and intentional – automating and streamlining its core operational processes of verification, digitization of pensioners' employment records, computation of pension benefits, pension payments, and complaints resolution. Highlights of the achievements include:
- Biometric Verification of Pensioners through field verification across the geo-political zones between 2015 and 2019.
- Building from scratch the first digitized, centralized, comprehensive and credible database of pensioners and their pension records under the Defined Benefit Scheme in Nigeria.
- The Directorate also introduced Automated Computation (Calculation) of Pension Benefits using computation software.
- Payroll due diligence and automated payment processes using the Government Integrated Financial Management Information System to preserve the sanctity of pension funds.
- Creation of a robust complaints resolution and management portal to support the pensioner services management system. The complaints channels include: 13 state liaison offices spread across the 6 geopolitical zones and the Headquarters providing walk-in services to the pensioners, letters to the Executive Secretary, emails to complaints@ptad.gov.ng and the Directorate's social media platforms.
- Deployed mobile verification teams to ensure no qualified pensioner was left uncaptured. The mobile teams have visited over 80 different cities, towns and villages and countless hospitals across the entire nation in sometimes hazardous circumstances.
- Set up an Anti-Corruption and Transparency Unit to prevent pension fraud.
- Launched the 2nd Edition of the PTAD Service Charter; detailing PTAD's service contract with pensioners and complaints resolution timelines.
- Launch of the “I Am Alive” Confirmation (IAAC) solution, a web-based platform designed to enable verified pensioners to easily confirm their aliveness from the comfort of their homes or neighbourhood using either a smartphone or a computer system without the stress of travelling long distances for the periodic field verification.
- Implementation of pension harmonization for DBS pensioners, which addressed the long-standing structural disparities within the DBS pension administration.
- Implementation of the PTAD Health Insurance Scheme (PHIS) for DBS pensioners.
The Directorate has equally settled the following liabilities:
- Recovery of ₦17.85bn Legacy Pension Assets from the Boards of Trustees and Underwriters of Treasury Funded Federal Parastatals. The funds have been applied to pay off inherited outstanding pension arrears.
- Repatriation of £26.5m pension funds from the Crown Agents Investment Managers Limited, United Kingdom, which was used to defray the inherited arrears of defunct agencies in December 2021.
- Cleared the 33% increment arrears owed pensioners in the Parastatals Pension Department since 2010.
- Completion of the one-off payment to 1,031 verified ex-workers of the Aluminium Smelter Company of Nigeria (ALSCON).
- Completion of the one-off payment to 1,596 ex-workers of Savannah Sugar.
- PTAD completely made a one-off payment to 661 ex-workers of the Nigerian Aviation Handling Company (NAHCO).
- Payment of ₦1.1 billion pension arrears and gratuities to 303 pardoned War-Affected Police Officers and Next-of-Kin of deceased officers.
- Added 251 ex-workers of Assurance Bank to the payroll and paid their 69 months' arrears.
- Added 533 ex-workers of the Federal Mortgage Finance Limited (FMFL) to the payroll.
- Paid over ₦10 billion as death benefits to the Next-of-Kin of deceased pensioners.
- Complete payment of arrears arising as a result of the consequential adjustment to pensions as a result of the increase in the minimum wage of April 2019 to the four operational departments in the Directorate.
- Complete liquidation of the 126 months of outstanding liabilities due to 287 ex-workers of Nigeria Reinsurance Corporation.
- Complete payment of the 219 months of inherited liabilities to 509 ex-workers of New Nigeria Newspaper Limited.
- Liquidated 92 months' arrears owed 522 ex-workers of the Nigeria National Shipping Line (NNSL) and placed them on the monthly payroll.
- Complete payment of the 100 months of inherited liabilities to 1,046 ex-workers of NICON Insurance.
- Complete payment of the 96 months of inherited liabilities to 3,657 ex-workers of Delta Steel Company (DSC).
- Implemented the percentage increments to ex-workers of the Power Holding Company of Nigeria (PHCN), with over ₦6.9bn paid as arrears.
- Complete payment of 84 months of inherited arrears owed to the pensioners of the Nigerian Telecommunications Limited (NITEL/MTEL).
- Full implementation of the 20% and 28%, and ₦32,000.00 pension increments of 2024, and all accrued arrears paid.
Meet Our Leadership
Team
Our leadership team is committed to guiding our mission with integrity and dedication, ensuring exceptional service for all pensioners.
Executive Management
Tolulope A. Odunaiya
Executive Secretary
Pension Transitional Arrangement Directorate (PTAD)
Kabiru B. Yusuf
Director
Corporate Services Department (CSD)
Udeh Godwin Chijioke
Director
Finance and Accounts Department (FAD)
Judy Membu
Director
Information Technology Department (ITD)
Balewa Ndayako
Director
Tertiary Education and Health Pension Department (TEHPD)
Jibrin Idris
Director
Defunct and Transferred Agencies Pension Department (DTAPD)
Christina Adebote
Director
Parastatals Pension Department (PaPD)
Bilkisu Rimi
Director
Legal Services Department
Senior Management
Ini Nathan
Head
Civil Service Pension Department (CSPD)
Amina Katune-Abdullahi
Head
Pensioner Support Services Department (PSSD)
Hamza Mohammed
Head
Customs, Immigration & Prisons Pension Department (CIPPD)
Abubakar Y. Umar
Head
Police Pension Department (PPD)
Olugbenga E. Ajayi
Head
Corporate Communications Unit
Ada Phil-Ugochukwu
Head
Policy & Strategy Unit
Imran Saheed Adekunle, PhD
Head
Internal Audit Unit
Darius Afiyo
Head
Procurement Unit
Theresa E. Azudialu
Head
Monitoring & Compliance Unit
Administrative and Operational
Arms of the Directorate
The departments and units drive the Directorate’s mandate, ensuring efficient policy implementation and effective pension service delivery.